Built for today’s payment ecosystem

Thredd supports wallet-ready card programmes across credit, debit, and prepaid - through secure processing, simplified integration, and scalable delivery.

Any channel: in-store, in-app, online, face-to-face
Direct connections to MDES and Visa Token Service
Tokenised security built into your programme from the start

Digital wallets for modern payment programmes Digital wallets for modern payment programmes

Full Token Lifecycle Management

Manage tokens from provisioning through in-life updates, covering push provisioning, renewals, and suspension within a single platform.
Apple Pay, Google Pay, + More

Direct connections to leading wallets through MDES and Visa Token Service, with no separate integrations required.
Tokenised Payments

Card data is replaced with a secure token at every transaction, reducing fraud risk across in-store and online channels.
Risk + Authentication

Works in combination with Thredd's risk solutions to add an authentication layer across wallet transactions, helping reduce fraud at the point of payment.
In-App + Web Push Provisioning

Issue cards directly into wallets via API and SDK, providing instant access with no physical card required.

Click to Pay

Supported within network frameworks such as Mastercard and Visa Click to Pay, this online checkout experience allows cardholders to complete purchases without manually entering card details.

It provides secure, tokenised payments at checkout and allows issuers to extend wallet-style payment experiences into online commerce alongside in-store and device-based payments.

The Thredd difference

One platform, from day one. Digital wallets, tokenisation, and transaction processing are included as standard — not bolted on later.
Built in-house. Our wallet and tokenisation capability is Thredd's own — giving you a single point of accountability, not a chain of third-party dependencies.
Directly connected. Native connections to MDES and Visa Token Service mean faster enablement and fewer moving parts.
Works with your risk stack. Wallet transactions run through Thredd's risk and authentication layer — consistent fraud controls across every payment channel.

Across different payment programmes

Credit, debit, and prepaid

Digital wallet support isn't limited to one programme type. Whether you're running a consumer debit, credit, or prepaid product, wallet capability is built in from launch.

Consumer and corporate

Extend card programmes to online checkout experiences, allowing customers to complete purchases digitally without manually entering card details.

Any market, compliant by default

Wallet enablement is managed within Thredd's platform, keeping programmes compliant across markets without additional integration overhead.

Frequently asked questions

To support digital wallets, you’ll typically need:
- A card programme issued on a supported network
- Tokenisation enabled for your cards
- Connectivity to digital wallet providers
- Secure provisioning and lifecycle management
Thredd provides the core issuing and processing infrastructure that enables digital wallet support, including tokenisation, wallet provisioning, and transaction processing. We help clients enable wallet-ready programmes without managing multiple providers or integrations.
Not necessarily.

Digital wallets operate within card network tokenisation frameworks. Thredd supports digital wallet enablement as part of its platform, helping clients connect into supported wallet experiences without building and maintainingindividual wallet integrations themselves.

This allows programmes to extend wallet support more efficiently as part of a broader card ecosystem.
Thredd processes digital wallet transactions in the same way as physical card transactions, ensuring authorisations, security checks, and settlement flow correctly through the card networks.

From a programme perspective, digital wallet payments are managed within the same issuing and processing environment, helping maintain consistency across payment channels.
Cards can be added to digital wallets through different provisioning approaches, depending on the programme design and customer journey.

Thredd supports digital wallet provisioning as part of its platform, enabling issuers to offer smoother onboarding experiences while maintaining appropriate security and verification controls.
Tokenisation replaces sensitive card details with secure tokens when cards are used in digital wallets. This means merchants and devices never see the underlying card number.

Thredd supports tokenised digital wallet payments to help protect cardholder data and reduce fraud risk across both in-store and online transactions.