Card issuing has a scaling problem
- Most programmes start on a processor that works well enough early on. Then the platform becomes the ceiling
- You need new products. You need multi-region. You need commercial terms that don't punish you for growing
- You're looking at a full re-implementation with a processor that wasn't designed for where you're going
Thredd is built differently. A single global platform, day-one enablement to get your programme running fast, and a range of services tailored to your use case, market or product. So the platform grows with you, not against you.
The AI-first issuer processor built for growth The AI-first issuer processor built for growth
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Unified Issuing
Debit, credit, prepaid and virtual cards. All in a single platform.
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Modern Architecture
A single API, built on cloud infrastructure from day one. Not retrofitted from legacy systems. Better architecture de-risks capability deployments and speeds up time to market, with multi-region resilience built in.
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Configurable by Design
Client-centric, not product-centric. Componentised building blocks mean you can configure products and services at every layer, from parent programme down to individual account.
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Real-Time Ledger + Control
A single, real-time source of truth across every account, wallet and transaction. Full traceability, auditability and control without stitching systems together.
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AI-Powered Decisioning
Fraud monitoring, credit decisioning and onboarding are already running on AI-driven models.
The Thredd difference
- A global platform with consistent performance across every region, so what you build once, works everywhere
- Local teams in every market we operate in, not a centralised support function in a different time zone
- Specialists who stay with you from implementation through to full scale
- Expertise in scheme rules, liabilities and the operational reality of running a programme at scale
- When we take on a new client, we're thinking about where they want to be in five years
Built for your industry
Cards have evolved from a physical product into a service model, embedded across digital banking, B2B payments, embedded finance and beyond. Here's how the Thredd platform powers each of them.
Run your programme with Thredd
Credit
Configure, launch and scale credit programmes with speed and confidence.
Debit + Prepaid
Launch and scale debit and prepaid programmes across every market.
Virtual Cards
Issue virtual cards in milliseconds with full programmatic control.
System of Record
A real-time source of truth for every balance and transaction.
Card Controls
Set, manage and update card rules without reissuing cards.
Digital Wallets
Wallet-ready programmes across Apple Pay, Google Pay and more.
Risk Management
Integrated fraud controls and compliance built into your issuing environment.
Back Office
Automate reconciliation, disputes and reporting across every programme.
Data + Reporting
Enriched transaction data for smarter decisions and lower costs.
